The Low Quality Investing Craze is Coming to a Tragic EndBy "Chaim" Victor Schramm, CFS®, CAS®, AIF® "I don't know how you could be not telling people to buy AMC, Gamestop, Nokia, etc. right now." I'll never forget being told this last year, when Low Quality Investing was reaching its zenith. I wrote it about it [...]
By "Chaim" Victor Schramm, CFS®, AIF®, CAS®Spring Updates, 2022 Whenever multiple people comment on the fact there has not been a blog post in a while, I know I need to blog something. And I need to get back in the habit of sitting down to finish some blogging. For professionals with a blog outlet like [...]
By "Chaim" Victor Schramm, CFS®, CAS®, AIF®The Ecclesiastes Investor: Wealth & Enjoyment Iconoclasm takes many forms in Biblical literature, but the theme of iconoclasm speaks powerfully to me. Ecclesiastes is an exemplary work of iconoclasm, calling out that which might become commonplace- a kind of household idol- and normal in the course of our daily [...]
Hosted by Victor Schramm CFS®, CAS®, AIF® & Pablo K. LashaThe Event: Q&A - All Things DeFi & Crypto (August 27th, 5:30 PM Pacific) These days, we get a lot of questions about Cryptocurrencies, DeFi (Decentralized Finance), NFT's, etc. We've approached this in various ways over time, but we decided to have our first Crypto [...]
By "Chaim" Victor Schramm, CFS®, CAS®, AIF®What is a Multi-Year Guaranteed Annuity (MYGA)? The world of Fixed Annuities is very broad (and for an introduction to the wide world of Fixed Annuities, I recommend the handy overview I wrote on this blog some time ago). If you've never looked into Fixed Annuities, today's topic, Multi [...]
By "Chaim" Victor Schramm, CFS®, CAS®, AIF®"Bargain" Houses That Aren't Bargains in the Pacific Northwest There's been a great deal said about the phenomenon of Millennials and others buying up properties at rapid paces in the urban Pacific Northwest and elsewhere. This is particularly true of Portland, Oregon, where our firm has been based for [...]
By "Chaim" Victor Schramm, CFS®, CAS®, AIF®Victor Schramm Receives a New Designation: The Certified Annuity Specialist (CAS®) Annuities have been a focus of developing my expertise for quite some time. I think I've shared before that my first knowledge of Annuities was from a grandparent who had one. I was fascinated by the concept. I [...]
Biden's Capital Gains Tax Hike Will Increase Demand for AnnuitiesBy "Chaim" Victor Schramm, CFS®, AIF® The Biden administration announced its intention to seek higher Capital Gains taxes on high income households today. 1 This has been discussed since the day after his win in November 2020 in wealth management circles- I can't tell you how [...]
By "Chaim" Victor Schramm, CFS®, AIF®Of Faith & Finance: Giving and Righteousness The finance industry has a funny way of looking at charity. Charity, in American life, has a connotation of "voluntary" giving. Merriam Webster defines charity as "generosity and helpfulness especially toward the needy or suffering." 1 The link between "generosity" and charity certainly implies magnanimity [...]
By "Chaim" Victor Schramm CFS®, AIF®The Rise of Low Quality Investing: Gamestop In June of 2020, I wrote one of this website's most popular articles to date, titled The Rise of Low Quality Investing: Catching The Falling Knives. 1 If you're interested in the topic of what I'm dubbing "Low Quality Investing," I do recommend reading that article. [...]
