What is ESG Investing?By Victor Schramm, CFS® ESG investing is the topic of much conversation lately. It's become a major force in Institutional investing, which is a big deal for believers in Socially Responsible Investing. Getting large, pooled portfolios such as big endowments, foundations, pensions, and trusts to implement Socially Responsible Investing in their portfolios [...]
By Victor Schramm, CFS®The Ecclesiastes Investor What real value is there for a man in all the gains he makes beneath the sun? (Ecclesiastes, verse 3) For an investor, Ecclesiastes (known as Kohelet or Koheles in Hebrew) is an excellent book to read toward the end of every year. What real value is in the [...]
An Introduction to Factor InvestingBy Victor Schramm, CFS®Introduction Take a look at your brokerage account, IRA, or 401(k). Do you see anything in there with Large Cap, Value, Growth, or Small Cap in the title? If so, you're already investing with Factors. A very large proportion of American households use investments based on Factors but [...]
Portland Households Experiencing High Income GrowthBy Victor Schramm, CFS® It's no secret that Portland's economy has become more dynamic over the past decade. Portland is currently the most moved-to city in the nation for Millennials. 1 Oregon has had one of the highest net-immigration statistics over the past few years, owing largely to Portland. 2 According to [...]
The Case for Precious Metals in a Variable AnnuityBy Victor Schramm, CFS® There's no doubt that gold and precious metals are a hot topic right now. The rally in gold and precious metals are hardly just Wall St. buzz at the moment- as of writing this, State Street Advisors is reporting that cash inflows (i.e. [...]
