Hosted by Victor Schramm CFS®, CAS®, AIF® & Pablo K. LashaThe Event: Q&A - All Things DeFi & Crypto (August 27th, 5:30 PM Pacific) These days, we get a lot of questions about Cryptocurrencies, DeFi (Decentralized Finance), NFT's, etc. We've approached this in various ways over time, but we decided to have our first Crypto [...]
By "Chaim" Victor Schramm, CFS®, CAS®, AIF®What is a Multi-Year Guaranteed Annuity (MYGA)? The world of Fixed Annuities is very broad (and for an introduction to the wide world of Fixed Annuities, I recommend the handy overview I wrote on this blog some time ago). If you've never looked into Fixed Annuities, today's topic, Multi [...]
Biden's Capital Gains Tax Hike Will Increase Demand for AnnuitiesBy "Chaim" Victor Schramm, CFS®, AIF® The Biden administration announced its intention to seek higher Capital Gains taxes on high income households today. 1 This has been discussed since the day after his win in November 2020 in wealth management circles- I can't tell you how [...]
By "Chaim" Victor Schramm, CFS®, AIF®Of Faith & Finance: Giving and Righteousness The finance industry has a funny way of looking at charity. Charity, in American life, has a connotation of "voluntary" giving. Merriam Webster defines charity as "generosity and helpfulness especially toward the needy or suffering." 1 The link between "generosity" and charity certainly implies magnanimity [...]
By "Chaim" Victor Schramm CFS®, AIF®The Rise of Low Quality Investing: Gamestop In June of 2020, I wrote one of this website's most popular articles to date, titled The Rise of Low Quality Investing: Catching The Falling Knives. 1 If you're interested in the topic of what I'm dubbing "Low Quality Investing," I do recommend reading that article. [...]
Hosted by Victor Schramm CFS®, AIF® & Pablo K. Lasha, CHSA®Today's Podcast: Cryptocurrency Cryptocurrency interest from the investing public goes hot and cold like no other asset we're aware of- we won't hear a mention of them for months or a year, and then a flurry of interest floods in all at once. We've been [...]
