What is ESG Investing?By Victor Schramm, CFS® ESG investing is the topic of much conversation lately. It's become a major force in Institutional investing, which is a big deal for believers in Socially Responsible Investing. Getting large, pooled portfolios such as big endowments, foundations, pensions, and trusts to implement Socially Responsible Investing in their portfolios [...]
By Victor Schramm, CFS®The Ecclesiastes Investor What real value is there for a man in all the gains he makes beneath the sun? (Ecclesiastes, verse 3) For an investor, Ecclesiastes (known as Kohelet or Koheles in Hebrew) is an excellent book to read toward the end of every year. What real value is in the [...]
An Introduction to Factor InvestingBy Victor Schramm, CFS®Introduction Take a look at your brokerage account, IRA, or 401(k). Do you see anything in there with Large Cap, Value, Growth, or Small Cap in the title? If so, you're already investing with Factors. A very large proportion of American households use investments based on Factors but [...]
By Victor Schramm, CFS®Notes on Negative Interest Rates Negative Interest Rates are changing the way investors think about investing across the developed world. Once considered to be quite literally impossible by such diverse Economic thinkers as Ludwig von Mises and John Maynard Keynes, Negative Interest Rates exist and appear to be sticking around for a [...]
By Victor Schramm, CFS®Of Faith & Finance II: Why "Chaim" Investment Advisors? When I wrote Of Faith & Finance a couple of months ago, I hadn't anticipated it becoming as popular as it was. Having been asked to go further into this area by readers- and because this is especially important to me as an advisor- [...]
What's Really in Your Cannabis ETF? A Deeper Look at the Diverging Investment Strategies in the Cannabis ETF MarketBy Victor Schramm, CFS® As a Portland, Oregon-based firm, I get asked a lot about Cannabis Industry investments. After all, we've been at or near the epicenter of the so-called Green Rush for years. Every once in a [...]
