Biden's Capital Gains Tax Hike Will Increase Demand for AnnuitiesBy "Chaim" Victor Schramm, CFS®, AIF® The Biden administration announced its intention to seek higher Capital Gains taxes on high income households today. 1 This has been discussed since the day after his win in November 2020 in wealth management circles- I can't tell you how [...]
By "Chaim" Victor Schramm CFS®, AIF®The Rise of Low Quality Investing: Gamestop In June of 2020, I wrote one of this website's most popular articles to date, titled The Rise of Low Quality Investing: Catching The Falling Knives. 1 If you're interested in the topic of what I'm dubbing "Low Quality Investing," I do recommend reading that article. [...]
Hosted by Victor Schramm CFS®, AIF® & Pablo K. Lasha, CHSA®Today's Podcast: Municipal Bonds & Covid 19 Covid 19 has had enormous economic impacts. Some of those impacts have been mitigated via political solutions (the CARES Act, the Federal Reserve's liquidity measures, etc.). Some of the impacts remain to be understood, and to us, Municipal [...]
By Victor Schramm, CFS®, AIF®Catching Falling Knives: Strange Behaviors of Equity Investors in 2020 Don't Run To Catch A Falling Knife. You'd think that this sound advice would be self-evidently true: Don't run to catch a falling knife. This is 2020, however, and in the current year, I'm done making assumptions about what is and is [...]
By Victor Schramm, CFS®, AIF®How COVID 19 Has Impacted our Operations as a Firm I'll say right at the beginning here that this is not an update on our market sentiment or reaction on a Macro Economic analysis level to the market fall out from COVID 19. You can read that here if that's something you're [...]
By Victor Schramm, CFS®, AIF®Chaim Investment Advisors Has a New, Accredited Designation in Fiduciary Excellence After completing the Fi 360 course on Ethics and Fiduciary practice, I've earned the Accredited Investment Fiduciary (AIF®) designation. Aside from being yet another three letter acronym I attach to my name from now on, the AIF® is a milestone [...]
